Everyday trials and tribulations of a couple of lovebirds and their apartment full of cats.

Debt Update

Posted Saturday, June 07, 2008 4:33 AM

I know I haven't posted in a while (for shame!) but here's an update on the financial situation.  DH and I have decided to put off our house-buying dreams until the spring of '09.  By that time we should have enought debt paid down, and down-payment saved up to seriously re-consider our living situation.

 As far as the debt goes, we've paid off almost $12,000 in the last 6 months, which leaves us with about $12,000 remaining.  In other words, we've just crossed the halfway point.  If we continue our aggressive/willy-nilly repayment strategy, we'll be completely paid off in about 8 months.

 It's really exciting to see our savings growing and our balances shrinking.  Right now we have about 35k saved up, but it's all in one lumped-together savings account.  I think in the very near future we'll be splitting it up into an emergency fund with about 3 months' savings, and then a separate account for the future house downpayment.

Posted by angel28783
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Comments

re: Debt Update

Wow!  You've made amazing progress!  Keep it up!

Posted by oneluckygal    Sunday, June 08, 2008 2:16 AM


re: Debt Update

WOW- thats great. I could use some advice on how you did it. If you want, can you email me: raeann97@hotmail.com THANKS so much!

Posted by raeann97    Tuesday, July 08, 2008 8:04 PM


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About angel28783

Work hard, play hard. You deserve it!


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