Well, that sucked big time.

Posted Wednesday, June 04, 2008 12:00 PM

Well, I suppose with all of the ups, there has to be a few downs. This past month has sucked money-wise.

All three dogs wound up sick or injured, and the vet bills totaled $1,300. Why? Why all at once? And why did it have to be totally odd things that cost a ton of money? A simple cut with stitches? No, that would be too easy/cheap to fix. Sidney had a massive sepsis infection (no idea what caused it), Lola got stung by a bee and had a serious reaction to it, and of course it happened on a Sunday when the regular vet was closed. The e-vet charges $200 just to walk in the door. The @sshole neighbor’s dog ran across my property line, managed to break her head through my fence, and got into an ugly fight with Angus. Yay! Back to the vet again!

I started a new trimester at school, and all of the required textbooks totaled just over $600. Can someone tell me why one friggin textbooks costs $180? How do they get away with that? I even bought it through half.com, so imagine what it would have cost me from the school’s bookstore.

Along with the books, I now have to drive and extra 360 miles a week to school (class Fri-Sun, 60 miles each way). That’s an extra tank of gas per week, and gas prices suck!! Our commuter car (which is also the car I take to school) gets awesome gas milage, but we have gone over the $500 that is budgeted for gas for two months now. I remember making that budget and having DH tell me that $500 was ridiculous, we would never spend that much. I wish he had been right.

My dental insurance blows. They denied both my implant, and the crown that goes over it. They cover crowns on original teeth, but not over implants. $3,000 later, I’m ready to boycott all dentists because I just can't afford this anymore. Speaking of which, I finally talked to an attorney about suing the dentist that screwed up my mouth to begin with. Apparently, I waited a bit too long. Statute of limitations has expired, so I lost any chance of regaining any of the 25k I have now spent to fix my mouth. Ugh.

Now let's add insult to injury; the municipality I work for has not reached contract agreements with the union. The last contract expired June 30th last year, and negotiations are at a standstill. What does that mean? No raises last year for both me and DH. Most likely, there will be no raises this year, unless they can get their sh*t together in the next few weeks. There is some good news though, when they finally reach an agreement, our raises will be retroactive, so we will get the pay we were denied since last July. Ok, that’s wonderful, but it doesn’t help me right now.

I also graduated to a permanent appointment (I was provisional for the last year), and I now have to contribute 5% of my pay to the retirement plan. It is not optional. I’m all for saving for retirement, but I just can’t afford to lose any money from my pay right now.

So, there it is. We have still managed to keep our heads above water, but just barely. The bills are all paid, but only slightly more than the minimums. I am hoping that this month will be a little better. It has to be, right?

Posted by Hi725

Comments

re: Well, that sucked big time.

Hang in there chica. I'm drowning along with you, but at least we'll go down together! ;)

-Aim

Posted by Aim&Rich    Thursday, June 05, 2008 1:01 PM


re: Well, that sucked big time.

K, I'm sorry that you're having money problems but hey... money problems change, MIL's don't. THAT was what my post was about. Quiet funny actually, I showed your post to my fiance and we had a really good laugh. So how's your marriage going? Every time your husband says something you take it out of context and tell him to go buy a casket? I'll make sure to take notes.

Posted by Evenstar1025    Tuesday, June 10, 2008 2:32 PM


re: Well, that sucked big time.

Regarding the comment above, posted by Evenstar:

I could not for the life of me figure out who she was, or what she was talking about. Google comes in handy, and I found her posts on Family Matters. It appears that she has mistaken me for someone else,  someone who flamed the hell out of her.  Interestingly enough, after she posted something relatively flameful, she was told by many people to re-read what she types before she posts it. I propose that she also double check to make sure she has the correct screen name before she posts something so offensive.

I'm still not sure where she got my name from, because I never responded to her post. In any event, thanks for the entertainment!

Posted by Hi725    Tuesday, June 10, 2008 3:49 PM


re: Well, that sucked big time.

You told me to get a coffin or whatever for my fiance instead of walking down the aisle. Yeah, that was kind of a little rude if you ask me so I respnded basically the way everyone on the post responded to me. No advice, no "what about if you look at it this way..."... everyone just immediately jumped to conclusions that I'm a horrible person and only wanted gifts. Honestly... now please take off that post so that I'm not completely lambasted by everyone. I am seeking pre-marital counseling and I find it very rude to respond to someone like you did when it's OBVIOUSLY really upsetting.

Some people decided to leave me some advice. I listened to them. I took their advice. I stepped back. I looked at what was really wrong... the underlying problem. As I was thinking about the underlying problem, I realized that my fiances mom has never recognized our engagement in ANY way. Talking to my fiance later, he told me that his mother isn't going to come to the wedding because she doesn't want to dress up (this is something she had said a while ago, not in the past, like, week or so). I knew something was wrong... now his mother is proving to me that she really didn't care even when I MISTAKENLY (see, I'm big enough to admit it) made everyone think that I thought gifts and caring went hand in hand.

That, in a nutshell, is what made me so riled up. I deleted my post because I was getting, like, 25 email messages talking about responds to the post. I guess no one really read the whole "if you have nothing helpful to say, just don't say anything at all".

Posted by Evenstar1025    Tuesday, June 10, 2008 3:53 PM


re: Well, that sucked big time.

You have seriously mistaken me for someone else. I never said anything of the sort to you. The first time I posted to you, was after I read your comment here.

Posted by Hi725    Tuesday, June 10, 2008 4:07 PM


re: Well, that sucked big time.

This is addressed to Hi725 - she mistook you for me. I'm not sorry about the comment I made to her, but I feel bad that she's decided to continue her drama on your blog. My apology for the digression - especially since I've never heard you flame anyone.

Also addressed to Hi725: On a note actually related to the blog - have you tried ecampus.com for books? I've had a lot of luck scoring textbooks for pennies on the dollar on that site. And they've all been exactly as described. Unfortunately I didn't find out about that site until a few months before I graduated. Wish I'd found it sooner.  Hope the dogs are feeling better. And don't worry - minor setbacks are part of any healing process - you're nowhere near back to square one. You've done a great job so far on getting the debt paid down.

If Evenstar reads this: You have mistaken Hi725 for me. I will not respond to you on this blog directly beyond this point.

Posted by notapetrock    Tuesday, June 10, 2008 6:04 PM


re: Well, that sucked big time.

No worries!

I have actually never heard of ecampus, I'll look into it when I have to buy more books this fall, thank you!

Posted by Hi725    Tuesday, June 10, 2008 6:40 PM


re: Well, that sucked big time.

Well I guess one positive thing is that when you do get your raise, it will help make up for the 5% you're required to contribute to the retirement plan.

TELL ME about the price of books. I was going part time last semester and I spent $400 for books for ONE class! It was Bio-Med and there were 4 required textbooks - I got 2 on half.com and the other 2 I HAD to buy from the bookstore b/c I had to have the brand spankin' new edition of the book. I about died when I found out how much they were going to be.

Posted by jenbabe3    Wednesday, June 25, 2008 3:32 PM


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