real estate

about this blog

Give and get advice on buying a home, mortgages, insurance, and home improvement.

topics on this blog

Monday, May 07, 2007 1:15 PM

Credit score?

How do I get my credit score?

Three nationwide credit agencies (Equifax, Experian, and TransUnion) are required by law to provide free credit histories to anyone who asks. Once every 12 months, you can order your report -- which will have your score -- at AnnualCreditReport.com.

After finding out your score, make sure everything on the report is accurate. Do you recognize each account listed? Have you closed accounts that are still listed as open? Is there negative account information listed that you believe is inaccurate? Any disputes you have should be documented and sent to both the creditor and reporting agencies, and be sure to make copies for your own records.

[Nest Note] If you go to MyFico.com and pay about $11, you can get your credit score, FICO score (which lenders use) and play around with how you can improve both scores. For example, you can actually say, what will happen if I drop this old Mastercard?

Posted by The Nest Editors

Comments

Applying for more credit?

Will applying for more credit cards improve my score? In general, a safe rule is not to apply for more

Posted by Real Estate    Wednesday, September 05, 2007 11:12 AM


What's a bad credit score?

What credit score will keep me from getting a loan? Your credit report will also list your FICO score,

Posted by Real Estate    Wednesday, September 05, 2007 11:12 AM


What’s pre-approval?

What’s pre-approval? Do we have to get pre-approved before looking at a house? You can go to open houses

Posted by Real Estate    Wednesday, September 05, 2007 11:18 AM


Renting vs. buying?

How do we know if it’s better for us to keep renting or to buy? Remember what it was like on your first

Posted by Real Estate    Wednesday, September 05, 2007 11:19 AM


What's a bad credit score?

What credit score will keep me from getting a loan? Your credit report will also list your FICO score,

Posted by Real Estate    Thursday, September 27, 2007 2:42 PM


What’s pre-approval? Do we have to get pre-approved before looking at a house?

You can go to open houses every weekend to look for a new home, but until you actually plunk down a stack

Posted by Real Estate    Monday, October 01, 2007 11:46 AM


How do we know if it’s better for us to keep renting or to buy?

Remember what it was like on your first few dates with your spouse, when you weren’t sure whether or

Posted by Real Estate    Monday, October 22, 2007 10:55 AM


I have five credit cards. Should I cancel some of them?

That may seem like a lot of cards, but actually you’re on the low end of average for Americans, who usually

Posted by Money & Investing    Monday, November 12, 2007 4:02 PM


I have five credit cards. Should I cancel some of them?

That may seem like a lot of cards, but actually you’re on the low end of average for Americans, who usually

Posted by Money & Investing    Monday, November 12, 2007 4:02 PM


Anonymous comments are disabled