Monday, December 03, 2007 8:21 AM
Will bad credit keep me from getting a loan?
Not necessarily. If rocky credit has turned you into the most unpopular loan-seeker on the block, think about applying for the loan under your spouse's name only (assuming his or her credit is in better shape then yours). It's not ideal, because with just one salary involved, you'll have less-attractive loan options with higher interest rates. But don't despair: When you've finally whipped your own credit into shape, you can add your name to the paperwork later.