http://community.thenest.com/cs/ks/blogs/realestate/archive/2007/12/03/q-bad-credit.aspxNot necessarily. If rocky credit has turned you into the most unpopular loan-seeker on the block, think about applying for the loan under your spouse's name only (assuming his or her credit is in better shape then yours). It's not ideal, because withenCommunityServer 2.1 SP1 (Build: 61120.2)http://community.thenest.com/cs/ks/blogs/realestate/archive/2007/12/03/q-bad-credit.aspx#109774Fri, 21 Sep 2007 02:46:13 GMTb16960c2-08ff-48dc-93ce-1f3c6b289aa0:109774sweettarts<p>Bad credit will keep you from getting a good loan. Why not wait to buy when your credit is higher- you will get better loans and better rates! While you are improving your credit you could be taking this time to save more money for your down payment, closing costs and all the fun things you will need to buy once youre in your new home.</p> http://community.thenest.com/cs/ks/blogs/realestate/archive/2007/12/03/q-bad-credit.aspx#1981361Tue, 19 Aug 2008 11:21:44 GMTb16960c2-08ff-48dc-93ce-1f3c6b289aa0:1981361hdubin<p>There are government FHA loans that allow home buyera a tremendous amount of flexibility with their credit scores. These loans are agressively priced and would allow clients with fair credit to obtain financing.</p> http://community.thenest.com/cs/ks/blogs/realestate/archive/2007/12/03/q-bad-credit.aspx#1981373Tue, 19 Aug 2008 11:34:03 GMTb16960c2-08ff-48dc-93ce-1f3c6b289aa0:1981373hdubin<p>There are government FHA loans that allow home buyera a tremendous amount of flexibility with their credit scores. These loans are agressively priced and would allow clients with fair credit to obtain financing.</p>