I don't know what the abbreviation stands for but it sounds like it's some sort of budgeting book? Self-help books are sh!tty, passive-aggressive gifts even if you mean well.
Dave Ramsey Total Money Makeover. There's nothing passive-aggressive about how blunt we've all been with her (my parents and I). She's my sister, and she's already filed bankruptcy for a Nordy's card she couldn't afford to pay off.
She knows. This is just a road map. I don't care if she uses it to prop up her coffee table or to hold a door open in her apartment. Bottom line is she'll have it when she decides she needs it.