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08-14-2008 at 1:48 PM
2bWednDec
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Charitable Giving

So I am starting small, but I am starting.  The only places I've given to are my church and my old college.  Neither have been consistent.  I simply give when it comes to mind and I have the extra cash.  So I want to step it up in this area.  I do not like auto payments as my financial situation is constantly changing (sometimes drastically) so I'd want to only donate when I feel comfortable doing so.

 Soooo, yesterday I found a low income kids center donation site online.  In the past several years, I've driven passed this center and it's looking really old and run down.  But they do wonderful things there.  I've heard about their programs and I got a tour once.  So I researched donating to them online and it seems they are rated 3 of 4 stars, for their use of monies.  That's fine with me.  I'd love to donate there...But their financials are listed online and it shows that they had $5,000,000 in income last year and $4,000,000 in expenses, with a 1,000,000 surplus. (numbers not exact).  They have no previous debts.  Does that mean I shouldn't chose them as they already have enough money??? 


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08-14-2008 at 1:53 PM
amamba
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NO, that just means that they are putting money into their endowment to grow their organization. I would absolutely give to a charity like that because it appears that they are well managed and run efficiently.
08-14-2008 at 1:55 PM
RachaelNic...
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No, you should give to a charity that you believe in. That just means they are good at managing their finances.



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08-14-2008 at 1:57 PM
Mikes_Wife...
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amamba:
NO, that just means that they are putting money into their endowment to grow their organization. I would absolutely give to a charity like that because it appears that they are well managed and run efficiently.

Ditto.

08-14-2008 at 2:01 PM
2bWednDec
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amamba, sorry this may sound really basic...but can you explain "endowment" to me?  Is it similar to them investing their money in the market in hopes it'll have good growth and be better used in the future?

 

Just to clarify - I plan to donate here... I love this place and they do wonderful things.  I just didn't want to give to somewhere that didn't necessarily need the monies.


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08-14-2008 at 2:05 PM
amamba
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Hey, no problem.

 An endowment is basically a trust fund for a nonprofit. It is generally invested in stocks, bonds, etc. and managed by the trustees. Each year, income generated from the endowment (around 3-5% on average) is then spent on the organization to keep it running. The larger the endowment, the more money is generated to be used as income.

 Most large nonprofits have huge endowments - for example I believe Harvard's is the largest in the country and is $37 billion. You wil see lots of nonprofits that have more money in income than expenditures because of fundraising efforts. Most large gifts made to charities (think $10,000 to $100,000,000) are specifically for the endowment and can't be used in other ways.

08-14-2008 at 2:12 PM
pixieprinc...
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RachaelNicole:
No, you should give to a charity that you believe in. That just means they are good at managing their finances.

Smile

Saving up this kind of money might also mean that they are working towards a newer facility, expanded programs, etc. Just like with personal finances, it is best to have as much money upfront as possible rather than financing.


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08-14-2008 at 2:27 PM
2bWednDec
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great thank you!! 

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08-14-2008 at 2:29 PM
flinstrot
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amamba:
NO, that just means that they are putting money into their endowment to grow their organization. I would absolutely give to a charity like that because it appears that they are well managed and run efficiently.

 Exactly.  (Took the words right out of my mouth).

It is also a cushion against lean years where fund-raising is low (due to poor local economy, etc.)

 

 
08-14-2008 at 2:57 PM
Sisugal
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Remember you can donate your time to an organization or cause in which you are interested. It does not all have to be $.

 

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