This is pretty serious. You seem to be focusing on the fact that he's not taking care of you when you're sick, and overlooking that he's disappearing and being untruthful about his whereabouts. The being out EVERY night is bad enough, but not answering a phone for 8 hours AND lying about who he's with? Whether he's cheating (or using drugs, or just plain not wanting to be home) or not, this is grounds for an annulment.
Also, no one person should have 100% access to all the money. Before you kick him out, get the debit card. Clean out the accounts, and give him half (get a signed receipt from him that you did so) and then send him on his merry way.
I am usually all about working it out, counseling and the like, but this kind of activity NEVER leads to happy endings.
Didn't you and he talk about money before you got married --- with particular emphasis on your business and his educational status?
You own a business: you very well could lose it in a divorce.
You should have had a prenup for that reason: you own a business. That is your livelihood.
Divorces do very very sh!tty things to people. People get nuts when they see papers being served to them.
And I don't know who is paying for his education, but let us suppose it's you who is: suppose you stiffed him and decided to not pay for his education after you got married?
A prenup is needed when there are sensitive and money-wise and money-sensitive matters that either one or both spouses have: you and/or he own a business, somebody has an inheritiance, one or both of you each owns a home, etc. It's to protect assets, not to ensure that a divorce occurs.
Didn't you also talk about how your money and his --- yes, this is an OUR money now, even if he is "only" a student; any money and asseets that are earned or accrued belong to both the husband and wife; it's OUR money.
Indeed not one spouse should have 100% access to all of the funds and assets -- this is equal money-ing and equal share and control of the assets and cash. You guys should have discussed money throughly before you got married and made sure that you agreed that all decisions pertaining to the OUR money aspect was satisfactory to you and to him.
That said, check the bank statements from last night --- you may have to wait until later on this evening after the banks run an update of activity.
But in the meanwhile, yu sure can see the activity from Saturday and before hand.
And you bet have an isssue with him even if he didn't spend one penny of any money.
You said he was doing this nightly before you got married??? Was he a student then? Because if he was a student then -- and he is a student now --- wow, how irresponsible! School is *just* like work in that aspect: you have to have responsibility and know when not to go out and do up the town!
He also sounds woefully immature.
And as i said, he promised not to do it anymore when he was doing it and now he's back to leaving for hours on and and going who knows where? he also cannot keep promises that he made, more signs of poor character.
Something is funky here and I urge you to get down to the bottom of it. This is not what you signed on for 3 weeks ago when you got married.
As a previous poster pointed out: the deal here is that he is lying. The point is that exactly; not where he is but that he has lied about his whereabouts.
And pulling a disappearing act just plain sucks. Period.